For homeowners, a storm-damaged roof is a cause for concern. Storm damage, after all, can result in leaks, ineffective roofing and gutter systems, and other forms of damage. With all of this in mind, it's normal that you need to contact your insurance agent right away. However, it's better to wait at least until after you've done the below tasks.

Storm Damage

1. Assess the damage. Experts advise that before contacting an insurance agent, you should determine the extent of your home's storm damage. Contact a reputable storm damage restoration company to do a thorough property damage evaluation so you can get a complete report on the property damage and the projected cost to repair it.

2. Ask for an estimated cost of repairs. After specialists have evaluated your home, they will always give you an estimate for the restoration of your property. It's critical that you understand this since it could help your case if you file an insurance claim.

3. Hire a contractor. After the inspector has assessed the damage to your property, you should contact the top repair contractor in your area. Remember that your insurance company will be paying for this, so make the most of it by choosing the best contractor and utilizing the best materials available.

4. Know your rights. When it comes to submitting an insurance claim, do your research, and know your rights. Working with an insurance company-approved contractor is also a bad idea because it helps the insurer to save money at your expense. Maintain your composure, and assert your rights to the insurance payout you deserve.

5. File immediately. Finally, don't wait to file a claim with your insurance company once you've determined the full extent of the storm damage and identified the contractor to perform the repairs. This is because most insurance policies have a time limit before you can file a claim, and exceeding that time limit might result in your insurance company decreasing or denying your claim altogether.

Hershey Exteriors, Inc is the storm damage specialist you can turn to in the local area. We specialize in repairing all types of damage, especially wind-related damage. Our team can help you assess the damage to your steep or flat/low slope roofing system, and get it under control. Call (302) 569-9039, or fill out our contact form to request a free estimate.